If your company is under financial pressure, struggling with cashflow, falling behind on payments, or facing threats from creditors or HMRC, it doesn’t always mean the end. There are formal options designed to help you turn things around, and I’m here to help you understand them.
I’m Nick — a Business Recovery and Insolvency Consultant with over 30 years’ experience. I work directly with directors like you to explore whether the business can be saved, and if so, how best to do it.
This page outlines the most common rescue and restructure routes available to limited companies, including formal insolvency procedures and alternative funding options. Whether you need time, breathing space, or a complete reset, there may still be a way forward.
Options to rescue or restructure your company
When your business is under pressure, the right support can make all the difference. The following options are designed to protect your company, deal with creditors, and give you the chance to recover or start again.
Company Voluntary Arrangement (CVA)
A formal payment plan that lets you restructure debts over time while continuing to trade. It stops legal action from creditors and allows the business to survive and recover.
Company Administration
Administration protects your company from creditor action while a licensed Insolvency Practitioner explores rescue, restructure, or sale options. It can give you vital breathing space.
Learn more about Administration
Time to Pay Arrangement with HMRC
A flexible payment plan negotiated with HMRC to help you spread tax arrears over several months — often used as an early intervention to avoid more serious problems.
Company Finance & Funding
Accessing the right funding, from cashflow loans to asset finance, can help bridge a shortfall or support growth. I can help you explore your options and introduce trusted lenders.
Not sure if rescue is realistic?
Not every company can be saved — but that doesn’t mean it’s the end of the road. If your current company isn’t viable, but the business itself still has value, there may be a way to restart properly, transparently, and within the rules.
Pre-Pack Liquidation
This allows for a planned sale of the business and assets at the point of liquidation, letting you continue under a new company with a clean slate.
Pre-Pack Administration
A similar route to pre-pack liquidation, often used for larger businesses, where an administrator manages the transfer to protect contracts, staff, and continuity.
Not sure if this kind of restart is an option for you? Let’s talk it through. I’ll explain what’s possible based on your exact situation, with no pressure to commit.
Questions directors often ask me
Will I still be in control if I choose a rescue option?
In most cases, yes, particularly with a CVA. Some procedures (like administration) involve appointing an Insolvency Practitioner, but you’ll still be involved in the process.
Will my staff or customers find out?
Some processes are public, others aren’t. I’ll walk you through exactly how each option works so you can decide what’s right for your situation.
What if I’ve had legal letters from creditors or HMRC?
You still have time, but it’s important to act quickly. I’ll help you assess the risks and respond the right way.
Can I get funding while the business is struggling?
Yes — depending on your situation. I can help you explore lenders who specialise in supporting distressed but viable businesses.
What’s the first step?
A free, confidential conversation.
I’ll listen to what’s happening, explain what’s possible, and help you take the next step with clarity and confidence.
Whether your company needs time to recover, a full restructure, or simply some breathing space, I’m here to support you, with no judgment, no pressure, and no sales pitch.